Disclaimer

Not Financial or Legal Advice

This calculator is provided for educational and informational purposes only. It does not constitute financial advice, investment advice, tax advice, or legal advice of any kind. The results should not be relied upon as the sole basis for any financial decision.

Not a Substitute for Scholarly Guidance

While our methodology follows the guidance of Shaykh Umer Khan, this calculator is not a substitute for consultation with a qualified Islamic scholar. Zakat obligations can vary based on individual circumstances, scholarly interpretation, and school of jurisprudence. We recommend consulting with your local scholar or imam for definitive guidance.

Methodology

This calculator uses the balance sheet method exclusively for determining the zakatable portion of stock and fund holdings. Other valid scholarly methods exist. The balance sheet method calculates the ratio of zakatable assets (cash, receivables, inventory) to total market capitalization using data from regulatory filings.

Data Accuracy

Financial data is sourced from SEC EDGAR (regulatory filings), Yahoo Finance (market prices), and other public sources. While we strive for accuracy, this data may contain errors, be delayed, or be temporarily unavailable. Stock ratios are derived from quarterly SEC filings which may be up to 120 days old.

When a holding cannot be verified against regulatory data, the calculator applies a conservative fallback of 100% zakatable, which may overestimate your obligation but will never underestimate it.

Screening Advisory

The shariah compliance screening results (halal, questionable, non-compliant) are advisory only. The calculator always computes zakat due for every holding regardless of compliance status.

• Screening is based on publicly available financial data and standard industry classification codes, which may not capture all aspects of a company's business activities
• It does not constitute a fatwa or Shariah ruling
• Individual scholars may reach different conclusions on the same holding
• The screening methodology follows Shaykh Umer Khan's guidance but users should verify with their own scholar

User Responsibility

You are solely responsible for verifying the accuracy of your input data (holdings, prices, share counts) and for making your own zakat payment decisions. We recommend reviewing results with a qualified professional before making payments.

No Warranty

This service is provided “as is” without warranty of any kind, express or implied. Intentional Capital makes no representations or warranties regarding the accuracy, completeness, or reliability of the calculator or its results.

Entity Relationships

SeeMyZakat is a free public service operated by Intentional Capital, powered by technology built and owned by Intentional Engines. Scholarly methodology is guided by Shaykh Umer Khan. The Intentional Zakat Trust Program certification is issued by Intentional Engines, not Intentional Capital.

Encryption & Data Security

The encryption features provided (AES-256-GCM for local storage and save codes) are implemented using standard Web Crypto APIs and are intended to provide a reasonable level of protection for your data at rest. However, client-side encryption has inherent limitations. We do not guarantee that these features provide absolute security against all possible attacks, browser vulnerabilities, or device compromises. You should not rely on these features as your sole method of securing sensitive financial information.