Zakat for
modern portfolios
We trace through your 401(k) funds to the companies inside, separate idle capital from productive assets, and apply your school of thought — so your number is actually right.
Your 401(k) has 12 funds. Each fund holds 200 stocks. That's 2,400 companies.
Some have cash. Some have receivables. Some have inventory. Each one changes how much of your portfolio is zakatable. Most calculators ask you to “just enter a number.”
We analyze every single one.
6,383 assets screened
Enter your accounts as they are
Your Fidelity 401(k). Your spouse's Schwab brokerage. A joint savings account. Enter each one separately — with its own holdings, its own owner, its own analysis.
Stock Portfolios
A tech company's ratio looks nothing like a manufacturer's.
We compute each one from SEC balance sheets.
Retirement Accounts
Zakat is about ownership, not access.
We trace through your funds to every company inside.
Equity Compensation
Before vesting, an RSU is a promise — not property.
Only shares you actually own count.
Gold & Valuables
Whether worn jewelry counts depends on your school.
Hanafi, Shafi'i, Maliki, Hanbali — you choose.
How much is actually zakatable?
Not all of your wealth is zakatable. A factory is productive capital — it's working. Cash in the bank is idle — it's sitting there. For every asset you enter, we separate what's idle from what's productive, then apply the 2.5% rate to the idle portion only.
See exactly what you owe — and why
Every formula documented. Every ruling sourced. Four schools of thought. Certified by Shaykh Umer Khan.