About Intentional
Most people know zakat is 2.5%. So the calculation should be simple: add up your wealth, multiply, done. But that only works for cash. The moment you own stocks, funds, or a retirement account, the question becomes: 2.5% of what, exactly?
When you own stock in a company, you don't own a pile of cash. You own a share of everything that company has — its buildings, equipment, patents, and its cash. Scholars agree that only the liquid, idle portion of a business is subject to zakat: cash on hand, money owed to the company, and inventory for sale. Equipment and real estate are exempt. This is called the balance sheet method, and it's why the zakatable portion of a stock varies enormously from one company to the next.
For real portfolios, the difference between “just 2.5% of market value” and the actual calculation can be hundreds or thousands of dollars. This calculator exists to close that gap — using real financial data, with every number sourced and every ruling documented.
Intentional Capital
Intentional Capital builds financial tools for people who care about precision and values. Our zakat calculator is the first product — giving individuals the same analytical rigor that institutions use, applied to the obligations that matter most.
We analyze real SEC filings, trace through fund holdings, and apply scholar-certified methodology to every asset class. No guesswork. No black boxes. Every number sourced, every ruling documented.